Property
Rentvesting in Australia: What It Is and Should You Do It?
Rentvesting means buying an investment property where you can afford it while renting where you want to live. Here's how it works and the pros and cons.
5 min read
Money & tax, made simple
Smart money & tax, made simple for everyday Australians.
Ava is a CPA and mum who makes money and tax simple for everyday Australians. Practical, jargon-free guidance on tax, super, investing and everyday money decisions.
Latest articles
Tax
How Australian Tax Brackets Work (and Why a Pay Rise Won't Cost You)
Confused by Australian tax brackets? Ava explains marginal vs effective tax rates in plain English — and why earning more never leaves you worse off.
5 min read
Family & Money
Private vs Public School in Australia: What It Really Costs
Government, Catholic or independent? What 13 years of school really costs Australian families in 2026, and how to decide without the stress.
4 min read
Property
Lenders Mortgage Insurance (LMI): Do You Really Need a 20% Deposit?
What lenders mortgage insurance actually is, how much it costs, and whether paying it now beats waiting years to save a 20% deposit.
3 min read
Superannuation
First Home Super Saver (FHSS): Save a Home Deposit in Your Super
The First Home Super Saver (FHSS) scheme lets first home buyers save a deposit inside their super and pay less tax. Here's how it works, who it suits, and the numbers.
4 min read
Budgeting & Saving
How to Audit Your Subscriptions and Save Hundreds a Year
A CPA mum's simple step-by-step guide to finding forgotten subscriptions, cutting what you don't use, and freeing up hundreds for your family budget.
6 min read