Money & tax, made simple
Money & tax, made simple
Ava is a CPA and mum who makes money and tax simple for everyday Australians. Practical, jargon-free guidance on tax, super, investing and everyday money decisions.
Better families. Brighter tomorrows.
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Ava's complete guides — the big picture on each topic, with links to every detailed article.
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A real breakdown of what a week-long family holiday costs in Australia, plus a simple sinking-fund plan to save for it without debt.
Off-the-plan can look like an easy way into property, but it comes with real risks. Here's what to check before you sign, from deposit size to sunset clauses.
A plain-English guide to capital gains tax (CGT) in Australia — what it is, how the 50% discount works, and how much you might pay when you sell shares or ETFs.
Rentvesting means buying an investment property where you can afford it while renting where you want to live. Here's how it works and the pros and cons.
Confused by Australian tax brackets? Ava explains marginal vs effective tax rates in plain English — and why earning more never leaves you worse off.
Government, Catholic or independent? What 13 years of school really costs Australian families in 2026, and how to decide without the stress.