Family & Money
The Real Cost of Raising a Child in Australia (2026)
How much does it really cost to raise a child in Australia? From nappies to school fees, here's where the money goes — and how to plan for it.
6 min read
Money & tax, made simple
Smart money & tax, made simple for everyday Australians.
Ava is a CPA and mum who makes money and tax simple for everyday Australians. Practical, jargon-free guidance on tax, super, investing and everyday money decisions.
Latest articles
Money Mindset
The Comparison Trap: Why Other Families' Spending Isn't Your Budget
Scrolling past other families' holidays and cars can make you feel broke. Ava shares why comparison spending is a budget trap — and how Australian families can quietly opt out.
7 min read
Money Mindset
The 72-Hour Rule: How a Simple Wait Can Save Your Family Hundreds
Impulse spending is a family budget killer. Ava shares the dead-simple 72-hour rule that helped one family cut unnecessary spending by $360 a month — without feeling deprived.
7 min read
Money Mindset
3 Money Habits That Quietly Build Wealth
Three small, repeatable money habits that build real wealth over time for everyday Australians — automation, paying yourself first, and reviewing the things you forgot you pay for.
2 min read
Tax
What Is Salary Sacrifice and How Does It Save You Tax?
A plain-English explainer of salary sacrifice in Australia — how it works, what you can sacrifice, and the tax savings it can unlock for everyday employees.
2 min read
Tax
2025 Tax Tips Cheat Sheet (Australia)
Simple tax-saving reminders for Australians in 2025 — key dates, the top 10 tax tips, and the 2024–25 income tax brackets, all in one quick cheat sheet from Ava.
2 min read