Property
What Owning a Home Really Costs (Beyond Your Mortgage)
Council rates, insurance, maintenance and strata fees can add $10,000+ a year to your mortgage costs. Here's what Australian homeowners need to budget for.
5 min read
Money & tax, made simple
Smart money & tax, made simple for everyday Australians.
Ava is a CPA and mum who makes money and tax simple for everyday Australians. Practical, jargon-free guidance on tax, super, investing and everyday money decisions.
Latest articles
Superannuation
Should I Consolidate My Super Accounts? The Simple Answer
Got multiple super accounts from changing jobs? Here's how consolidating could save you thousands in fees, plus the 3 things to check before you merge.
5 min read
Budgeting & Saving
How Meal Planning Can Save Your Family $300 a Month on Groceries
A practical meal planning guide for Australian families — save at the supermarket with a simple weekly routine that works even with fussy eaters.
5 min read
Property
Fixed vs Variable Home Loans: What Australian Families Should Know
Fixed or variable? A practical guide for Australian families choosing the right home loan rate structure — with real numbers, pros and cons, and why a split loan might be your best bet.
5 min read
Tax
Family Tax Benefit (FTB) Explained: What Australian Parents Can Claim
A clear guide to Family Tax Benefit Parts A and B — who qualifies, how much you could get, and how to apply through myGov.
5 min read
Family & Money
Back to School Costs in Australia: What Parents Spend and How to Save
Australian families spend $500–$2,500 per child on back-to-school costs each year. Here's where the money goes and 5 practical ways to cut the bill without cutting corners.
4 min read