Budgeting & Saving
How Much a Family Holiday Costs in Australia (and How to Save)
A real breakdown of what a week-long family holiday costs in Australia, plus a simple sinking-fund plan to save for it without debt.
3 min read
Money & tax, made simple
Smart money & tax, made simple for everyday Australians.
Ava is a CPA and mum who makes money and tax simple for everyday Australians. Practical, jargon-free guidance on tax, super, investing and everyday money decisions.
Latest articles
Property
Buying Off-the-Plan in Australia: Is It Worth It?
Off-the-plan can look like an easy way into property, but it comes with real risks. Here's what to check before you sign, from deposit size to sunset clauses.
5 min read
Investing
Capital Gains Tax Explained: What You Pay When You Sell
A plain-English guide to capital gains tax (CGT) in Australia — what it is, how the 50% discount works, and how much you might pay when you sell shares or ETFs.
4 min read
Property
Rentvesting in Australia: What It Is and Should You Do It?
Rentvesting means buying an investment property where you can afford it while renting where you want to live. Here's how it works and the pros and cons.
5 min read
Tax
How Australian Tax Brackets Work (and Why a Pay Rise Won't Cost You)
Confused by Australian tax brackets? Ava explains marginal vs effective tax rates in plain English — and why earning more never leaves you worse off.
5 min read
Family & Money
Private vs Public School in Australia: What It Really Costs
Government, Catholic or independent? What 13 years of school really costs Australian families in 2026, and how to decide without the stress.
4 min read