Investing
What Are Franking Credits? A Simple Guide for Australian Investors
Franking credits can turn your share dividends into a valuable tax offset. Learn how dividend imputation works and who benefits most from it.
4 min read
Money & tax, made simple
Smart money & tax, made simple for everyday Australians.
Ava is a CPA and mum who makes money and tax simple for everyday Australians. Practical, jargon-free guidance on tax, super, investing and everyday money decisions.
Latest articles
Family & Money
Teaching Kids About Money: An Age-by-Age Guide for Aussie Parents
A practical guide to teaching kids about money at every age — pocket money, saving, and real-world lessons from a CPA mum.
6 min read
Property
Renting vs Buying: The Real Numbers for Australian Families
A practical financial comparison of renting vs buying for Australian families — mortgage repayments, stamp duty, hidden costs, and when each makes sense.
5 min read
Superannuation
The Government Super Co-Contribution: Free Money for Your Retirement
If you earn under $60,400 and make a personal super contribution, the government could match it with up to $500. Here's who qualifies and how to claim it.
3 min read
Family & Money
How the Child Care Subsidy (CCS) Works: A Parent's Guide
A plain-English guide to Australia's Child Care Subsidy — how much you get, the income test, activity test, and what changed in the 2026 financial year.
5 min read
Property
What Is an Offset Account and How Much Could It Save Your Family?
An offset account can save your family tens of thousands in mortgage interest without changing your budget. Learn how it works and whether it's right for you.
4 min read