Property
First Home Buyer Grants in Australia: What's Available in 2026
A clear breakdown of the First Home Owner Grant, First Home Guarantee, and other schemes available to Australian first home buyers in 2026.
6 min read
Money & tax, made simple
Smart money & tax, made simple for everyday Australians.
Ava is a CPA and mum who makes money and tax simple for everyday Australians. Practical, jargon-free guidance on tax, super, investing and everyday money decisions.
Latest articles
Investing
What Are Franking Credits? A Simple Guide for Australian Investors
Franking credits can turn your share dividends into a valuable tax offset. Learn how dividend imputation works and who benefits most from it.
4 min read
Family & Money
Teaching Kids About Money: An Age-by-Age Guide for Aussie Parents
A practical guide to teaching kids about money at every age — pocket money, saving, and real-world lessons from a CPA mum.
6 min read
Property
Renting vs Buying: The Real Numbers for Australian Families
A practical financial comparison of renting vs buying for Australian families — mortgage repayments, stamp duty, hidden costs, and when each makes sense.
5 min read
Superannuation
The Government Super Co-Contribution: Free Money for Your Retirement
If you earn under $60,400 and make a personal super contribution, the government could match it with up to $500. Here's who qualifies and how to claim it.
3 min read
Family & Money
How the Child Care Subsidy (CCS) Works: A Parent's Guide
A plain-English guide to Australia's Child Care Subsidy — how much you get, the income test, activity test, and what changed in the 2026 financial year.
5 min read