Money & tax, made simple
Money & tax, made simple
Ava is a CPA and mum who makes money and tax simple for everyday Australians. Practical, jargon-free guidance on tax, super, investing and everyday money decisions.
Better families. Brighter tomorrows.
01
Ava's complete guides — the big picture on each topic, with links to every detailed article.
02
Term deposits lock your rate but your money is tied up; high-interest savings accounts stay flexible but rates can change. Ava explains how to decide based on when your family needs the cash.
Who pays tax on joint bank account interest in Australia? Ava explains ownership, equal shares, both partners' TFNs, withholding and checking pre-filled income.
Negative gearing explained in plain English — how rental losses reduce your tax bill, the 2026 Budget changes, and a worked example with real AUD figures.
What foreign income Australian tax residents must declare, how the foreign income tax offset stops double tax, and the records to keep.
A real breakdown of what a week-long family holiday costs in Australia, plus a simple sinking-fund plan to save for it without debt.
Off-the-plan can look like an easy way into property, but it comes with real risks. Here's what to check before you sign, from deposit size to sunset clauses.