Money & tax, made simple
Topics
Investing basics for Australians — shares, ETFs, dividends, capital gains and building wealth over time.
How to start investing in Australia: emergency fund first, super as your first investment, ETFs, dollar-cost averaging, franking credits, CGT and the 50% discount, and the mindset traps to avoid.
A plain-English guide to capital gains tax (CGT) in Australia — what it is, how the 50% discount works, and how much you might pay when you sell shares or ETFs.
A plain-English look at dollar-cost averaging: why investing small amounts on a regular schedule beats trying to time the market.
A practical guide for Australian parents on investment bonds, minor trusts, and the smartest ways to build a nest egg for your children.
Franking credits pass on the 30% (or 25%) company tax already paid on Australian dividends. See what you get back at each 2026–27 tax rate, the 45-day rule, and how to claim.
Understand ETFs in Australia: what you own, how fees and risks work, how to start, and why distributions can create tax even when you never sell.
A plain-English guide to buying your first ETF in Australia — what they are, how much you need, the tax involved, and why they suit busy parents.