First Home Super Saver (FHSS): Save a Home Deposit in Your Super
The First Home Super Saver (FHSS) scheme lets first home buyers save a deposit inside their super and pay less tax. Here's how it works, who it suits, and the numbers.
Money & tax, made simple
Topics
How super works, contribution strategies, and growing your retirement savings under Australian rules.
The First Home Super Saver (FHSS) scheme lets first home buyers save a deposit inside their super and pay less tax. Here's how it works, who it suits, and the numbers.
How much super do you actually need to retire in Australia? A plain-English guide to ASFA's comfortable and modest retirement figures, with real numbers.
Got multiple super accounts from changing jobs? Here's how consolidating could save you thousands in fees, plus the 3 things to check before you merge.
Earn under $64,293 and put your own money into super? The government can match 50c for every dollar, up to $500. Here is who qualifies in 2026–27 and how to get it.
Taking time off work to care for kids doesn't mean your super has to fall behind. Government co-contributions, spouse contributions, and small top-ups can keep your retirement savings growing.